Where does Big Spending really come from?

For a lot of people, simply having a decent paycheck just leads to spending more money on similar items, more frequently. Cash burning, bleeding cash, and “making it rain” rate leads to many side effects like malnutrition of the savings account, severe constipation of the future, and hemorrhaging of even more cash – double and triple vision are soon to follow, and eventually a derelict cash-oozing zombie stands where, a rational human being  once stood before.

Before being entrenched in a zombie state of mind, that same person once calculated the future of money saved, usually to pay the bills. To all the businesses of the world, that cash-loose zombie looks like a medical miracle as they each run by snatching up loose dollar bills….


Big Spending goes far beyond the”oooo shiny” effect, and the ‘kid in a candy store’ syndrome.

The more income you make,
the more common denominations of money change places:
The one dollar bill becomes the new quarter.
A five dollar bill becomes the new one dollar bill.
A 20 dollar bill becomes the new 10 dollar bill.
The 100 dollar bill becomes the new 20, and from there, the serious problems begin.

— Residual expenses start getting ignored.
— Maintenance costs, ignored.
— Problems start getting solved with money only, never ingenuity.
— Savings becomes a ‘rainy day’ endeavor, but usually..

Savings never happen because:

“There’s more money in the future to be made”
“It’ll all work out.”
“Have faith…”

Since most of the world is in dire poverty today, we can see that faith isn’t solving these problems daily basis, or in long-term planning.

We don’t know the future, and no matter how awesome a person thinks their country is… industries shift, companies fold, or move their factories overseas.  Businesses profit off our labor, and they redirect themselves easily, it’s the trend of the modern era.

 There are a lot of reasons to be a little bit paranoid.

BIG SPENDING is an addiction to enhancement, a compulsion to acquisition, and leads to being a easily coerced into the high costs of convenience.  Why the negative slant?  Because spending requires more paid labor to make up for it.

Consider these very TRUE stories:

A. I know a guy who hurt his back so badly he can no longer work in his field. Now what? The look in his eyes was bad, and his bills are closing in around him every day.

B. For a lot of people who worked in the construction industry, even 4 years after the 2009 recession they still can’t find reliable work.  A few people I know have half the income they used to make.

C. I know someone who actually owned land that had oil beneath it.  The payments started coming in – every month they received an $18,000 check.  They assumed that check was coming for the rest of their lives.  A couple years later, the oil dried up.  Over those two years, they became so comfortable spending money that it’s actually all gone.  Back to the grindstone they return, and the early retirement they earned has now vanished.

D. I know a guy had his hand broken so badly, he can’t do physical work, it’s all he’s ever done. It’s in his character… now what???

Nature is Brutal

         In the animal kingdom, if a lion gets his jaw kicked loose by a buffalo, it’s only a matter of time before the lion dies of starvation.  The world of commerce is only a little better than that. People with promising futures lose those futures, because they took zero precautions.  Savings is the ULTIMATE precaution.  It allows mobility, time for change, investment opportunities, and ultimately it can lead to whole new lines of work.

A person cannot live on purchases that promise away the future. Here’s why:

Whole industries make enormous amounts of money by getting you to borrow money = borrowing money puts you on the wrong side of that equation.

You can only reasonably promise away what you already have, or can do right now = commitments to future labor usually require doing that labor when it is harder, more inconvenient, and when your knowledge should have allowed you to exceed that type of work.

Financial responsibility of the ultimate kind leads to opportunity = opportunity takes some time to work out, and being swamped in labor makes that extremely difficult.

         All the stories mentioned above regarding people who lost their future plans, they all say the same thing: “I used to spend hundred dollar bills like it was no big deal.”

Consider this real story of someone who DOES spend many hundred dollar bills, and sometimes it feels like it’s “no big deal’…

“I only spend that way for legitimate, researched investments, and very real business opportunities, tried and tested. Outside of that, I like to keep it tight! For that reason, I have a mountain of cash – I enter and exit business deals with ease; I can design my own work schedule. If I take on a job, I am usually the only person in the room who could leave that employment if the managers treat us terribly.  I have the true start to freedom, and I guard it like a lion.  I would never blow cash on just anything, and I make the best decisions possible when I have to spend. It’s the only way to make freedom happen – the other option is to live as a slave to our money until we die.”

SAGA can save your friends! Feel free to like and share!

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